How Much For My Down Payment?
Down payments for homes can range from 5 to 20 percent of the purchase price, depending on the type of product you are eligible for.
If a low credit score is making it hard for you to get a loan, take action to improve your situation. Your agent will provide advice, and you can also check out the tips on improving your credit score on MyFico.com.
Several websites can help you check your credit score. Visit annualcreditreport.com for a free annual credit report from each of the major reporting agencies. For just your FICO score, which is most often used by lenders to gauge your risk level, you can visit MyFico.com.
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Local Expert Updates
Brooke Jones
Cell: 641.420.2172
Greg Sheeler
Cell: 712.330.1573
Janie Eick
Cell: 712.339.0574Community Updates
Cafe Esteam
This new coffee shop is located in the Allure & Co. downtown Spirit Lake. They offer amazing coffee, smoothies and homemade baked goods. This is a great addition to the community!
Bombazi Salon
Bombazi, by definition, means of the highest quality. Bombazi Salon is located in Arnolds Park, IA along the broadway strip. They offer hair care, pedicures, manicures, and waxing. All of our services are available for weddings and other parties. Tammy and her staff will take great care of you! Click below to view their webpage.
Humane Society of NW Iowa
The Humane Society of NW Iowa is an amazing non-profit organization in the lakes area. They are a no-kill shelter, run on donations from locals, and special events in the area throughout the year. The facility has started "PAWS with a Cause," a program that gives back to the community, by bringing animals to care facilities in the area, as well as provide a program for the youth in the area to teach them about how to be a responsible pet owner.